Privacy & Security

Effective Date: 1/1/20
TOP RATED PET INSURANCE ( GOLD RUSH MEDIA INC) respects your concerns about privacy. This Privacy Policy describes the practices and procedures of how we obtain personal information we collect about individuals through our website and mobile apps. It describes how we may use the information, with whom we may share it, and the choices available regarding our use of the information. It also describes the processes we take to safeguard personal information, how long we retain it and how individuals can contact us about our privacy practices and to exercise their rights.

Information we receive from our customers
In connection with your use of the Services, you may provide personal information to us in various ways. The types of personal information we obtain include:

  • Payment information, such as name, billing address, account number, and payment card details (including card number, expiration date and security code) for payments processed by us. To the extent any payments are processed by any other third parties such as PayPal or Authorized Net, Shopify, or other credit card/payment processing companies we may choose to utilize, then the privacy policies of those parties shall govern such information;
  • Contact information (such as name, email address, shipping address, postal code, telephone number, and personal ID); and Login credentials to create an account on the Services (such as email address and password);
  • Order history, including information about products purchased or viewed and details you provide through contests, sweepstakes and surveys;
  • Information contained on your social media public profile, to the extent you decide to create an account using your social media account: such as social media handles, content and other data shared with us through third-party features that you use on our Services (such as apps, tools, payment services, widgets and plugins offered by social media services like Facebook, Google+, Instagram, LinkedIn, Pinterest, Twitter and YouTube) or posted on social media pages (such as our social media pages or other pages accessible to us);
  • Information you choose to submit on your personalized public profile or affiliate page, including web address name, user name, photograph, links to your social media accounts and any other information you choose to submit.
  • User generated content related to product reviews, comments, questions and answers;
  • Bank account and tax information related to any company programs that may offer customer payouts (such as Affiliate or Rewards program);
  • Personal information contained in content you submit for customer support tools;
  • Information you submit in connection with a career opportunity at TOP RATED PET INSURANCE , such as contact details, information in your resume and cover letter, and details about your current employment;
  • Country/region and language preference based on mobile device settings and/or IP;
  • IP address, device, operating system, and browser information that we detect. You are not required to provide this information but, if you choose not to do so, we may not be able to offer you certain Services and related features.

How we use the information
We use the information as needed to fulfill our contractual obligation to provide you with the products and services you request, to deliver products ordered (including, but not limited to, transportation and customs clearance through related third party service providers); and to manage career opportunities with TOP RATED PET INSURANCE . Other ways we may utilize customer information:

  • Establishing and managing your account;
  • Contacting you regarding account transactions, updates on product information and improvements;
  • Processing claims in connection with our products and services, and keeping you informed about the status of your order;
  • Responding to your requests and inquiries and providing customer support;
  • Protecting against, identifying and preventing fraud and other criminal activity, claims and other liabilities;
  • Managing our Affiliate and/or Rewards programs;
  • Posting your product reviews and managing our Reviews program; Improving and customizing your experience utilizing our services based on your preferences;
  • Identifying and authenticating you so you may use the Services;
  • Marketing our products to you and providing you with promotions, including special deals, coupons, discounts and chances to win contests and participate in surveys;
  • Operating, evaluating and improving our business (including developing new services; enhancing and improving our Services; managing our communications; analyzing our user base and Services; performing data analytics and market research; and performing accounting, auditing and other internal functions);
  • Complying with and enforcing applicable legal requirements, relevant industry standards and our policies, including this Privacy Policy
  • Communicating with you about changes to our policies.
  • To send you, Health Newsletters, emails, push notifications and in-app notifications about our products, services, sales and special offers if you sign up to receive them and have not opted out.
  • We may combine information we obtain about you through our websites with the information obtained through our apps for the purposes described above. We also may use the information we obtain in other ways for which we provide specific notice at the time of collection or otherwise with your consent.

Your Rights And Choices
You have choices in connection with the personal information we receive from you. For example, if you have created an account with us, you can change your communication preferences by logging into your account and selecting how you want us to contact you. To the extent provided by applicable law, you also can object to the use of your personal information for direct marketing purposes and unsubscribe from our marketing mailing lists, or contact us and we will apply your preferences moving forward. Your rights according to the law:

  • You can request access to the personal information we maintain about you;
  • Request that we update, correct, amend, or erase your information;
  • Request the restriction of our use of your personal information, by contacting us under the information provided on our contact us page.
  • California Residents are Subject to certain limits under California law, California residents may ask us to provide them with: (1) a list of certain categories of personal information we have disclosed to third parties for their direct marketing purposes during the immediately preceding calendar year, and (2) the identity of those third parties. To make this request, California residents may contact us by email at support@topratedpetinsurance.com
  • If you are located in the EEA, to the extent provided by applicable law, you also may object to the use of your personal information in certain situations in which we use that information based on our legitimate interests, as described above. In addition, to the extent provided by applicable law,
  • You may receive, in a structured, commonly used and machine-readable format, your personal information you have provided to us based on your consent or a contract to which you are party.
  • You have the right to have this information transmitted to another company, where it is technically feasible. To exercise these rights, please contact us either by email support@topratedpetinsurance.com
  • Depending on your location, you may have the right to file a complaint with a privacy regulator if you are not satisfied with our response.

How We Retain Your Personal Information
To the extent required by applicable law, we will retain your personal information for the duration of our relationship, plus a reasonable period to comply with the applicable statute of limitations or if otherwise required under applicable law.
How We Protect Your Personal Information
We maintain administrative, technical and physical safeguards designed to protect personal information we obtain through the Services against accidental, unlawful or unauthorized destruction, loss, alteration, access, disclosure or use.
Children’s Personal Information
Purely Power Company is not designed or directed to children under the age of 16, and does not knowingly collect or solicit personal information from children under the age of 16. If we learn that we have collected personal information from a child under the age of 16, we will promptly delete that information from our records. If you believe that a child under the age of 16 may have provided us with personal information, please contact us either by email support@topratedpetinsurance.com.
Information Sharing
We do not disclose personal information we obtain about you, except as described in this Privacy Policy. We will share your personal information with our (1) subsidiaries and affiliates, and (2) third-party service providers who perform services on our behalf (such as payment processing and authorization, order fulfillment, transportation, customs clearance, marketing, data analytics, customer support and fraud prevention) for the purposes described in this Privacy Policy. We do not authorize our service providers to use or disclose the information except as necessary to perform services on our behalf or comply with legal requirements. We also may disclose information about you:

  • If we are required to do so by law or legal process (such as a court order or subpoena);
  • In response to requests by government agencies, such as law enforcement authorities;
  • To establish, exercise or defend our legal rights;
  • If we believe disclosure is necessary or appropriate to prevent physical or other harm or financial loss;
  • In connection with an investigation of suspected or actual illegal activity;
  • In the event we sell or transfer all or a portion of our business or assets (including in the event of a reorganization, dissolution or liquidation);
  • With your consent.

Collection Of Automated Data
When you use our Services or open our emails, we may obtain certain information by automated means, such as browser cookies, Flash cookies, web beacons, device identifiers, server logs and other technologies. The information we obtain in this manner may include your device IP address, domain name, identifiers associated with your devices, device and operating system type and characteristics, web browser characteristics, language preferences, clickstream data, your interactions with our Services (such as the web pages you visit, links you click and features you use), the pages that led or referred you to our Services, dates and times of access to our Services, and other information about your use of our Services. We also may receive your device’s geolocation and other information related to your location through GPS, Bluetooth, WiFi signals and other technologies for certain purposes listed above, such as to provide you with our Services. Your device may provide you with a notification when the Services attempt to collect your precise geolocation. A “cookie” is a text file that websites send to a visitor’s computer or other Internet-connected device to uniquely identify the visitor’s browser or to store information or settings in the browser. A “Flash cookie,” also known as a local shared object, functions like a web cookie to personalize a user’s experience on sites that use Adobe Flash Player. A “web beacon,” also known as an Internet tag, pixel tag or clear GIF, links web pages to web servers and their cookies and may be used to transmit information collected through cookies back to a web server. We and our third-party service providers may use beacons in emails to help us track response rates, identify when our emails are accessed or forwarded, and for other purposes listed above. To the extent required by applicable law, we will obtain your consent before placing cookies or similar technologies on your computer. You can stop certain types of cookies from being downloaded on your computer by selecting the appropriate settings on your web browser. Most web browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie and how to disable existing cookies. You can find out how to do this for your particular browser by clicking “help” on your browser’s menu or by visiting www.allaboutcookies.org. [Flash cookies typically cannot be controlled, deleted or disabled through your browser settings and instead must be managed through your Adobe Flash Player settings. To manage Flash cookies, which we may use on our website from time to time, you can go to the Adobe Flash Player Support page available here. In addition, your mobile device settings may allow you to prohibit mobile app platforms (such as Apple and Google) from sharing certain information obtained by automated means with app developers and operators such as us. Our Services are not designed to respond to “do not track” signals received from browsers. Please note that without cookies or other automated tools we use to collect this type of data, you may not be able to use all the features of our Services. The following types of cookies are used on the Services:
Internal Cookies Essential For The Services To Function
We use first-party cookies to help enable the Services to function, including to (1) keep track of preferences you specify while you use the Services, (2) access your information when you log into the Services to provide you with customized content and (3) manage the security of the Services.
Third-Party Web Analytics Cookies
Through our Services, we may obtain personal information about your online activities over time and across third-party apps, websites, devices and other online services. On our Services, we use third-party online analytics services, such as those of Google Analytics. The service providers that administer these analytics services use automated technologies to collect data (such as email address, IP addresses, cookies and other device identifiers) to evaluate, for example, use of our Services and to diagnose technical issues. To learn more about Google Analytics, please visitwww.google.com/analytics/learn/privacy.html. Through our Services, both we and certain third parties may collect information about your online activities to provide you with advertising about products and services tailored to your individual interests. You may see our ads on other websites or mobile apps because we participate in advertising networks. Ad networks allow us to target our messaging to users considering demographic data, users’ inferred interests and browsing context. These networks track users’ online activities over time by collecting information through automated means, including through the use of browser cookies, web beacons, device identifiers, server logs, web beacons and other similar technologies. The networks use this information to show ads that may be tailored to individuals’ interests, to track users’ browsers or devices across multiple websites and apps, and to build a profile of users’ online browsing and app usage activities. The information our ad networks may collect includes data about users’ visits to websites and apps that participate in the relevant ad networks, such as the pages or ads viewed and the actions taken on the websites or apps. This data collection takes place both on our Services and on third-party websites and apps that participate in the ad networks. This process also helps us track the effectiveness of our marketing efforts. To learn how to opt out of ad network interest-based advertising in the U.S., please visit www.aboutads.info/choices and http://www.networkadvertising.org/choices/. In the European Union, please visit www.youronlinechoices.eu.
Third-Party Cookies Intended To Improve The Interactivity Of The Services
Our Services also support certain third-party services, including social sharing buttons (such as Facebook, Google+, Instagram,Pinterest, and Twitter), Tweet lists from Twitter and videos posted on the Services from YouTube. These features use third-party cookies that are placed directly on your device by these services. The privacy practices of these third parties, including details on the information they may collect about you, are subject to the privacy notices of these parties, which we strongly suggest you review. iHerb is not responsible for these third parties’ information practices.
Data Transfers
We may transfer the personal information we obtain about you to recipients (including our subsidiaries and affiliates, and third-party service providers) in countries other than the country in which the information originally was collected. Those countries may not have the same data protection laws as the country in which you initially provided the information. When we transfer your information to recipients in other countries (such as the U.S.), we will protect that information as described in this Privacy Policy. If you are located in the European Economic Area (“EEA”) or Switzerland, we will comply with applicable legal requirements regarding providing appropriate safeguards for the transfer of personal information to recipients in countries for which the European Commission has not issued an adequacy decision, such as the U.S. These safeguards may include data transfer agreements, copies of which may be obtained by contacting us by email at support@topratedpetinsurance.com
Other Online Services And Third-Party Features
Our Services may provide links to other online services and websites for your convenience and information, and may include third-party features such as apps, tools, widgets and plug-ins (e.g., Facebook, Google+, Instagram, LinkedIn, Pinterest, Twitter, and YouTube). These services, websites, and third-party features may operate independently from us. The privacy practices of these third parties, including details on the information they may collect about you, are subject to the privacy statements of these parties, which we strongly suggest you review. To the extent any linked online services or third-party features are not owned or controlled by us, TOP RATED PET INSURANCE is not responsible for these third parties’ information practices.
Updates To Our Privacy Policy
This Privacy Policy may be updated periodically and without prior notice to you to reflect changes in our personal information practices. We will indicate at the top of the Privacy Policy when it was most recently updated.
How To Contact Us
If you have any questions about this Privacy Policy, or if you would like to exercise your privacy rights, please contact us by emailing us at support@topratedpetinsurance.com

 

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