When it comes to your furry loved ones, we all want the best for them. Many dog and cat owners underestimate what is truly needed for a pet, especially when it comes to their healthcare. Since we know your furry family member indulges in premium pet food, delectable treats, and the best toys, we also completely understand the desire to find the best pet insurance available! If you’ve ever had an extensive veterinary bill, you’ll certainly love the service and value offered by Embrace Pet Insurance!
ABOUT EMBRACE PET INSURANCE
Protecting your pet has never been easier, as Embrace offers incredible customer care, and no networks. That means you’ll experience incredible customer service, and can visit any vet, any time, with full coverage. Get up to 90% back at the vet. Embrace Pet Insurance also offers flexible options to meet any budget. You can personalize your policy by choosing an annual maximum, annual deductible, and reimbursement percentage that fits your budget and coverage goals.
Highlights
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Excellent Award Winning Customer Service
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Get Up To 90% Back At The Vet
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No Network! You Can Use Any Vet.
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Discounts When Paying Up Front for 1 Year
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One Comprehensive Plan
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Embrace’s Healthy Pet Deductible Reduces Your Annual Deductible $50 Each Year You Don’t Receive A Claim Payment
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$2 Per Policy Donated To Pet Charities
Comprehensive Pet Insurance Coverage
Embrace Pet Insurances offers one plan that covers both accidents and illness, with multiple tiers of deductibles. Deductibles range from $200-$1000, and the higher your deductible, the less your premium costs. You can choose your deductible based on your budgetary needs!
While payouts are subject to annual limits, they come as a percentage of your overall bill. Depending on the specific service covered, payout coverage ranges from 70%, 80%, or 90% depending on your plan.
In addition, comprehensive for unexpected accidents and illness. Pre-existing conditions are not covered. Optional Wellness plan for reimbursement for preventative care. Their coverage is truly comprehensive, caring for your pet’s total body, and even their behavioral health!
Medical Conditions
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All illnesses & injuries
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Breed-specific conditions
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Cancer treatment
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Chronic conditions
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Congenital conditions
Medical Services
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Surgery
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Diagnostic
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Prescriptions
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Emergency
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Alternative Medicine
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Prosthetics
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Mobility Aids
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Behavioral
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Hospitalization
Pet Insurance Limits
Embrace Pet Insurance does have an annual maximum, but the good news is, that this is also customizable based on your choice of plan. The lowest annual limit is $5,000, and can go as high as $30,000 in most states. However, if you’re hoping for unlimited coverage, you must contact them via phone enrollment.
While there are no pet insurances that cover pre-existing conditions, they do take a firm and balanced approach. They distinguish between curable and incurable conditions, covering curable conditions when your pet is 12-months free of treatment and symptoms.
In addition to pre-existing coverage, this plan also does have age limits. Embrace will not insure any pet over the age of 14, but they do offer an accident-only policy for these situations. Otherwise, if you enroll your pet under 14 years of age, your pet is covered for life, as long as you maintain coverage.
Value for Money and Discounts
Embrace offers a 10% multi pet discount, and they cover exam fees. Not many other Pet Insurance companies will cover exam fees.
Plus, this company is veteran-friendly! If you’re a veteran, they offer 5% off. In addition to that, there are even multiple pet discounts. There are so many ways to maximize their plans, so that you are rewarded for keeping your pets healthy.
CONCLUSION
Embrace Pet Insurance is an incredible value for the money. Not only is it one of the more comprehensive plans on the market, but the costs are fully customizable and you’ll never have to worry about networks ever again! If you ensure your pet has the best of everything, coverage from Embrace takes care of your best friend from nose to tail, and everything in between.
