Overall Satisfaction Rating

Policy Coverage 4.0

Customer Service & Reputation 4.5

Timeliness of Claim Payment 4.7

Price of Policy4.0

PetFirst Pet Insurance Overview

Petfirst provides straightforward coverage that’s simple and comprehensive. They work to make the best possible insurance plans for dogs and cats, giving them additional options they don’t even know they needed!

Petfirst pays claims out quickly, with customizable plans and transparent coverage. They keep service simple, eliminating the guesswork involved in covering your vet bills. They offer flexible plans which allow you to choose your deductible, annual limit, and reimbursement rate. They even offer up a routine care rider, to cover your wellness visits, as well!

Highlights

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    No Maximum Age

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    Tons of plan options to choose from

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    Quick Claim Payouts

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    14-day waiting period

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    No required exam to start coverage

Extensive Pet Insurance Coverage with PetFirst

PetFirst has been covering dogs and cats for 15+ years, and has grown quickly ever since! There are no networks, either! So all you’ll have to do is submit your vet bills for reimbursement.

Their cost conscious plan offers $2,000 in annual coverage, with variable deductibles from $50, $100, $250, or $500 and reimbursement amounts ranging from 70%, 80%, or 90%. The next step up offers $5,000 in annual coverage, with the same deductible and reimbursement options. On top of that, you can also purchase additional coverage with up to $10,000 in annual coverage.

Your premium cost depends on the annual limits, as well as the deductibles and reimbursement amounts you choose.

PetFirst Covers:

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    Accidents

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    Illness

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    Hereditary Conditions

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    Chronic Conditions

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    Hospitalizations

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    Surgeries

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    Exam fees

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    Medications

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    Alternative therapists

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    Chronic Conditions

PetFirst Pet Insurance Limits

PetFirst has annual limits that range from $2,000-$10,000 annually. All policies exclude any coverage for pre-existing conditions, elective care, anal gland expression/removal, grooming, parasite prevention, behavioral health, and many other routine needs.

One of the biggest cons of these plans is that deductibles are on a per-incident basis. That means you have to meet your deductible every time your pet needs care for each incident.

PetFirst Does Not Cover

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    Elective Procedures

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    Pre-existing conditions

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    Expression or Removal of anal glands

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    Pet food

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    Supplements

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    Orthodontics, Endodontics, Tooth Removal

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    Routine Wellness and preventative care

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    llness or injury from racing, coursing, professional guarding, or organized fighting

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    Pre-existing conditions

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    Parasite control

Value for Money

PetFirst costs will vary depending on the plan you select, yet even the lowest cost plans are fairly comprehensive in what they do cover. PetFirst pet insurance plans are cost effective, and truly customizable.

CONCLUSION

PetFirst offers extensive coverage, and even riders to ensure your wellness visits are covered, too! These plans are an excellent choice, if you don’t mind the per-incident deductible. Their options are flexible, but annual benefits may impact your choice. PetFirst is an overall excellent value for the money, with sterling reviews from the Better Business Bureau! Moreover, if you have multiple pets, you can save through their multi-pet discount!

PetFirst gives you just one more way to love your pet, with affordability, and flexibility in mind.

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