PetFirst claims to offer up insurance that is hassle-free, to ensure that your only worry will be getting your pet the care they need. They offer plans as low as $9 per month for cats, and $15 per month for dogs, with multiple options and price points above that depending on your plan.
They offer good coverage and quality customer service, to boot! This review will provide you information about what’s covered, what’s not covered, and exactly what PetFirst offers for you and your furry family!
Petfirst provides straightforward coverage that’s simple and comprehensive. They work to make the best possible insurance plans for dogs and cats, giving them additional options they don’t even know they needed!
Petfirst pays claims out quickly, with customizable plans and transparent coverage. They keep service simple, eliminating the guesswork involved in covering your vet bills. They offer flexible plans which allow you to choose your deductible, annual limit, and reimbursement rate. They even offer up a routine care rider, to cover your wellness visits, as well!
No Maximum Age
Tons of plan options to choose from
Quick Claim Payouts
14-day waiting period
No required exam to start coverage
PetFirst has been covering dogs and cats for 15+ years, and has grown quickly ever since! There are no networks, either! So all you’ll have to do is submit your vet bills for reimbursement.
Their cost conscious plan offers $2,000 in annual coverage, with variable deductibles from $50, $100, $250, or $500 and reimbursement amounts ranging from 70%, 80%, or 90%. The next step up offers $5,000 in annual coverage, with the same deductible and reimbursement options. On top of that, you can also purchase additional coverage with up to $10,000 in annual coverage.
Your premium cost depends on the annual limits, as well as the deductibles and reimbursement amounts you choose.
PetFirst has annual limits that range from $2,000-$10,000 annually. All policies exclude any coverage for pre-existing conditions, elective care, anal gland expression/removal, grooming, parasite prevention, behavioral health, and many other routine needs.
One of the biggest cons of these plans is that deductibles are on a per-incident basis. That means you have to meet your deductible every time your pet needs care for each incident.
Expression or Removal of anal glands
Orthodontics, Endodontics, Tooth Removal
Routine Wellness and preventative care
llness or injury from racing, coursing, professional guarding, or organized fighting
PetFirst costs will vary depending on the plan you select, yet even the lowest cost plans are fairly comprehensive in what they do cover. PetFirst pet insurance plans are cost effective, and truly customizable.
PetFirst offers extensive coverage, and even riders to ensure your wellness visits are covered, too! These plans are an excellent choice, if you don’t mind the per-incident deductible. Their options are flexible, but annual benefits may impact your choice. PetFirst is an overall excellent value for the money, with sterling reviews from the Better Business Bureau! Moreover, if you have multiple pets, you can save through their multi-pet discount!
PetFirst gives you just one more way to love your pet, with affordability, and flexibility in mind.