Overall Satisfaction Rating

Policy Coverage 5.0

Customer Service & Reputation 5.0

Timeliness of Claim Payment 5.0

Price of Policy4.9

PetPlan Pet Insurance Overview

You can do everything you need to do online, with PetPlan! They have fully customizable plans for dogs and cats, so you can fit everything you need into your plan, and into your budget. PetPlan has provided incredible quality insurance for over 40 years, and hasn’t stopped yet! They offer comprehensive coverage, and take the stress out of your vet visits, covering up to 90% of your expenses.

Armed with 24/7 customer service and an easy-to-use mobile app, they understand that things can go wrong at any time. That way, if you wake up with a sick puppy in the middle of the night, you know you’ll have the guidance you need, and the coverage Fido deserves.

Highlights

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    Fully customizable plans!

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    24/7 Customer Service

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    No Network!

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    Free VirtualVet Visits

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    No Upper Age Limits

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    Covers Curable Pre-Existing Conditions

Extensive Pet Coverage

With PetPlan, you’ll be able to customize your plan completely! They offer optional coverage on dental visits and routine care, with an array of covered services to keep your pet in top top shape!

All dogs and cats are covered for any accidental injuries, unexpected illness, curable pre-existing conditions, new chronic conditions (if developed after policy begins), alternative healthcare, exam costs, and rehabilitation

PetPlan covers everything you need, with optional routine care and dental coverage.

PetPlan Covers:

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    Diagnostic treatments

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    Imagine

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    Cancer Care

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    Nonroutine dental (injuries, disease)

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    Surgery

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    Rehabilitation

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    Alternative therapies

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    Exam Fees

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    Prescriptions

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    Boarding fees up to $1,000 (should you become hospitalized)

PetPlan Pet Insurance Limits

PetPlan covers a lot of things many pet insurance providers do not. However, they have many limits to consider when picking an insurance plan that works for you. While there is a 15-day waiting period for many claims, coverage is effective immediately!

Your annual maximum is customizable, with a range of $2,500 to unlimited, which is difficult to find. Along with that, reimbursement percentages are 70%, 80%, or 90%! These limits are customizable, and will reflect your final cost.

Most pet insurance companies don’t cover pre-existing conditions, but they do cover some. If the pre-existing condition is curable, they will consider it on a case-by-case basis. However, incurable conditions are not covered under this plan.

PetPlan Does Not Cover

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    Spaying or Neutering

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    Dental Cleanings

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    Animals other than Dogs and Cats

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    Liability

Value for Money

Their plans range from $20-$60+ each month, for most healthy pets. As with many insurance plans, your cost will be dependent on your chosen deductible. Deductibles range from $250-$1000

Additionally, they offer rolling discounts up to 30% on your premium, for keeping a healthy pet! They’re comprehensive and fair, in coverage. Plus, you aren’t stuck with networks!

CONCLUSION

PetPlan is a quality pet insurance provider with a ton of very happy customers and pets! Having been in the pet insurance game for awhile, they offer some of the most comprehensive coverage on the market, even for those pets who might have pre-existing coverage.

It’s important to keep your pet healthy. With covered exams, your choice of vet, and more, you’ll love the flexibility and low costs of PetPlan pet insurance!

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